Financial Planning Services

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Begin with the end in mind


Wise investing can be analogous to building a dream home. It requires careful planning, analysis of wants and needs, and a vision for the end result. The sensible homebuilder seeks professional advice to ensure that the plan complies with applicable laws and regulations. The end result of that process is a blueprint, a budget and a plan of execution. The project payoff is a beautiful home in which to live and make memories. Financial planning requires similar discipline, starting with a frank assessment of resources, continuing with an analysis of existing and pending liabilities and moving constantly toward the identification of a desirable end result. Planning can offer peace of mind in the pursuit of life’s goals. TCG Advisors helps its clients plan their financial road map, with a route that can be adjusted to account for changing conditions, while not losing sight of the client’s desired destination.

Asset Management

The first priority of investing is setting clear financial goals.  Accomplished through a detailed financial plan analysis and open discussions, identification of clear goals allows for proper planning and the measurement of progress and success.

When considering investment objectives for a portfolio, TCG Advisors recommends against arbitrary objectives such as “making 20% a year” or “beating the market” that are based solely on perceptions, rather than on objective models.  Instead, TCG Advisors assesses risk and reward within the context of client goals and works with the client to continuously update that balance as life changes and circumstances change.  TCG Advisors manages each client’s portfolio with a strategy tailored to that client’s unique investment experience, risk and return objectives, and general financial situation.

Security

TCG Advisors focuses on managing risks that may get in the way of achieving your individual goals by keeping fees low and avoiding excessive trading. TCG Advisors relies on a prudent analysis of market behavior and a grasp of overall market trends to help make sound investment decisions.

While investors certainly want to grow assets, insulating a portfolio from downside risk is essential to success. In pursuit of protecting client assets, TCG Advisors relies heavily on proper diversification and a small level of tactical asset management designed to dampen the effects of major market downturns.

Strategy

At TCG Advisors, we believe that the core of any investment strategy should be proper asset diversification, set to meet specific goals.  Adherence to these asset allocations models is crucial to achieving any goals, especially long-term goals.

In today’s volatile and uncertain world, with information and misinformation flowing faster than ever, we believe that a goals-based approach to portfolio construction will help our clients avoid the costly, emotional decisions that wreck numerous individuals’ financial plans.

What we do

We start off with a thorough understanding of your goals and develop different pools of money to achieve each goal. We consider your unique views on the markets, stemming from your past experiences, to better understand you as an investor.

With these goals and your unique views in mind, we build asset allocation models with specific risk and return characteristics appropriate for each pool of money. By accessing nearly every available market segment from around the globe, and creating some investments “in house,” we are able to broadly diversify risk in a distinctive way to help reach your goals.

Finally, we continually monitor your portfolio and review your goals with you to make any tweaks necessary along the way. We believe this systematic and disciplined methodology employed by our investment team is the best way to obtain repeatable, consistent results that can allow our clients to reach their financial goals.

Service

As a boutique independent investment advisor, TCG Advisors is able to access a wider range of assets than many firms to meet specific client wants and needs. We can do this while maintaining alignment with our clients’ interests and delivering a superior service experience. Unlike many advisors who receive compensation from brokers and earn commissions based on transaction volume, we at TCG Advisors charge our clients simple and transparent fees.  There is never any confusion over who signs our paycheck and, thus, whose interests are primary.

Investment Advisory and Consulting

For institutional and individual clients alike, TCG Advisors pursues a highly-participatory approach to investment management. At the core of our approach lives an Investment Policy Statement (IPS) that outlines the goals and investment style of the plan for the purpose of forging agreement. Regardless of account size, every client is treated with the same respect and consideration that one would expect from one’s fiduciary.

For institutional clients, TCG Advisors encourages the formation of an internal investment advisory committee that oversees all investment-related matters for the organization and interacts with TCG Advisors on an ongoing basis. Unlike other “advisors” that only address problems as they arise, TCG Advisors takes a proactive approach by conducting quarterly plan reviews to assess investment quality and monitor the portfolios for potential changes. Throughout the relationship, TCG works closely with the advisory committees to educate participants on the plans and the myriad of options available to them.


Public Sector


Since the beginning, the unique needs of educational and governmental organizations have played a big role in shaping our investment approach. As plan advisors, we do not lose sight of the hard-working employees affected by our investment decisions.  We honor those employees with a conscientious and meticulous approach to the stewardship of their assets.

An internal investment advisory committee oversees all investment-related matters for the organization and interacts with TCG on an ongoing basis. Unlike other “advisors” that only address problems as they arise, TCG Advisors takes a proactive approach by conducting quarterly plan reviews to assess investment quality and monitor the portfolios for potential changes. Throughout the relationship, TCG Advisors works closely with the advisory committees to educate participants on the plans and the myriad of options available to them.


Private Sector


Companies of all sizes benefit from our fee-based retirement plans and investment strategies, capitalizing on our firm’s knowledge, experience and proven techniques to attract and retain high-performing employees.

As plan advisors, TCG Advisors works to maintain the highest standards of professional service when managing investment plans for firms.  Regardless of the plan size, we do not lose sight of the individual worth and aspirations of each participant.

Irrespective of the size or nature of an employee group, TCG Advisors has the knowledge, experience, and strategy necessary to manage plans for the public and private sector. Whether you need guidance on the intricacies of the rules affecting pension and employee benefit plans or desire a strategy to motivate and retain your employees, TCG Advisors can help.

Ready to learn more?

 
Contact us using the link below to connect you with a member of our team that will answer any questions you may have and show you how our solutions can work for your organization.

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DISCLOSURES

Total Compensation Group Investment Advisory Services LP (“TCG Advisors, LP”) is a registered investment advisor regulated by the U.S. Securities and Exchange Commission (SEC) and is a registered municipal advisor regulated by the Municipal Securities Rulemaking Board (MSRB), subject to the Rules and Regulations of the Investment Advisor Act of 1940 and MSRB rules, and is a part of TCG Group Holdings, LLP. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training. We are located in Austin, Texas. A copy of our Form ADV Part 2 is available upon request.

This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.

Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this brochure should be construed as guaranteeing any investment performance.

This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.

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