Specialized service for institutions like yours
At TCG Advisors, we are committed to bringing substantial, professional value and service to our institutional clients. Our advisors accomplish this by meeting with your organization’s leadership and setting up a plan for the future. This process begins by creating an Investment Plan that includes a roadmap designed to meet the stated goals of the institution. TCG Advisors guides the institutional client through the details that will shape its plan. The roadmap specifies details such as client reporting and meeting requirements, adjusting the plan to meet the growth and ever-changing needs of the organization and participants, and much more.
The Institutional Client Roadmap
The Investment Advisory Committee and TCG Advisors will create the Investment Policy Statement (IPS). The IPS is the roadmap that guides the institutional client through a process that keeps the client on course toward its goals. Creating the IPS occurs during a meeting or series of meetings that pins down the needs and goals of the organization and its participants.
After determining all of those needs, the first step is to determine risk tolerance to design the investment lineup available in the plan. The investment philosophy outlined in these steps will be the foundation of the plan. These preferences determine which types of individual investments and investment models are provided to participants. Investment models are intended to accommodate many levels of investor needs. For the busy participant that specializes in something other than investing, she may choose to enjoy the convenience of investing in one of the model portfolios that are designed to accommodate the investor’s risk tolerance and are monitored and rebalanced by TCG Advisors on a regular basis.
Investment Policy Statement
Collectively, the institutional client and TCG Advisors will create the roadmap that brings those wants, needs and goals together, establishing an Investment Policy Statement (IPS). The IPS addresses the legal and analytical guidelines required to run an intelligent plan. Plans are designed to move the organization and its participants towards a better retirement.
Investment Advisory Committee
The institutional client will typically form an Investment Advisory Committee (IAC), comprised of a diverse group of key people. The Committee will review and adjust the Investment Policy Statement, and continually monitor it as the plan and organization evolve. This group also brings questions and issues to the advisor for guidance and solutions.
Ongoing Advice and Support
Rarely is anyone’s roadmap a straight line. The Committee will meet with plan advisors on a routine basis, taking place either in person or via web conference. These meetings are designed to review the quarterly market commentary, investment and plan performance, and to discuss and vote on any plan changes.
TCG Advisors monitors all plan investments in full detail. Many different evaluation criteria are used on each investment to make sure that it continues to meet Plan goals. Investments that under-perform are closely scrutinized. They can be put on a watch list and flagged for review with the Investment Advisory Committee. If the investment continues to fall short of the acceptable measures, it may be recommended for removal from the plan. The Committee makes the final decision to remove and replace the under-performing investment with another recommended investment.
As changes occur from time-to-time in the client’s needs, the IPS is reviewed for change recommendations to the roadmap. Any changes require an approval vote by the Investment Advisory Committee before going into effect. Those changes are then advertised through notifications to the affected participants and may be followed by participant education.
Educated participants are key to a successful plan. TCG Advisors provides education for the participants about how the plan works, explaining investment options in detail and assisting with enrollment in their chosen investments. Participants have access to experienced investment professionals who can help them better understand their investment options.
Ready to learn more?
Contact us using the link below to connect you with an advisor that will answer any questions you may have and show you how our solutions can work for your organization.
Total Compensation Group Investment Advisory Services LP (“TCG Advisors, LP”) is a registered investment advisor regulated by the U.S. Securities and Exchange Commission (SEC) and is a registered municipal advisor regulated by the Municipal Securities Rulemaking Board (MSRB), subject to the Rules and Regulations of the Investment Advisor Act of 1940 and MSRB rules, and is a part of TCG Group Holdings, LLP. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training. We are located in Austin, Texas. A copy of our Form ADV Part 2 is available upon request.
This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.
Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this brochure should be construed as guaranteeing any investment performance.
This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.