Investment Services for Private Clients
An elite approach to private investment planning
At TCG Advisors, we believe proper diversification is the key to long-term success. The first step is to create a road map that lays out a vision for the direction you wish to take in the near and distant future. Then comes composing a plan that aligns with your defined road map but also respects the changes of a fluctuating market. Rather than making asset allocation decisions based solely on recent news or an economist’s forecast, we construct portfolios to meet long-term goals and use fee-conscious vehicles to access the markets. The goals of our investment models are to help you achieve your dreams throughout the different stages of your life.
A Road Map
Financial planning begins with a frank assessment of resources, continuing with an analysis of existing and pending liabilities and moving constantly toward the identification of a desirable end result.
While a comfortable retirement is a major financial goal, there are many other expenses to consider, including family trips, college education, weddings, favorite hobbies, and more. Reaching a particular retirement lifestyle involves some serious financial acumen—able to account for timing and cost considerations along with income, savings and everyday living expenses.
TCG helps its clients plan their financial road map, with a route that can be adjusted to account for changing conditions, while not losing sight of the desired destination.
TCG Advisors’ planning process begins with an in-depth analysis of the client’s current financial situation and what that client’s financial life could look like years down the road. Working from that clear picture, TCG Advisors works closely with the client to clarify, quantify, and prioritize the goals.
With the help of best-in-class software, TCG Advisors can determine if a client’s plan can work, and then, if necessary, help the client adjust key goals or create new ones to reach the plan’s goal. This can include recommending changes in asset allocation to increase the probability of attaining targets, while limiting risk exposure.
To optimize the financial strategy, TCG Advisors runs different “what-if” scenarios, and then recommends changes ranging from a slight change in retirement date or savings rate to modifying asset allocation or evaluating insurance plans. This fine-tuning process helps our clients to advance purposefully toward their lifetime financial goals.
Par Four is a domestic large cap equity portfolio designed to generate an attractive flow of steady current income, as well as provide the potential for long-term capital appreciation. The portfolio is comprised of a concentrated number of blue chip stocks in evenly weighted positions to minimize stock specific risk. The companies chosen for the portfolio are among the largest, most established US based firms with a history of paying an above average dividend, and are diversified among the different market sectors to help reduce sector risk.
International Par Four is an international large cap equity portfolio designed to generate an attractive flow of steady current income, as well as provide the potential for long-term capital appreciation. The portfolio is comprised of a concentrated number of blue chip stocks in evenly weighted positions to minimize stock specific risk. The companies chosen for the portfolio are among the largest, most established global multinational firms with a history of paying an above average dividend. Portfolio holdings are diversified among the different market sectors and regions to help reduce sector and country risk.
The Focused Dividend is a portfolio designed around maximizing current income while maintaining the possibility for some capital appreciation. The portfolio does so by investing in securities and investment trusts designed to generate fixed income style yields, above average equity yields, and maintain lower price fluctuations than traditional equities. This creates a defensive strategy for clients who need equity exposure, but require current income and low price volatility.
The TCG Advisors Rotation Model is an actively managed portfolio comprised of domestic and international fixed income and equities. The strategy seeks to outperform by overweighting sectors and countries that have a higher growth potential than their peers, and also have certain defensive characteristics to outperform during a market downturn. For international markets, the investment process begins with the idea that inefficiencies exist as a result of a lack of credible information and analysis available to most market participants.
TCG Advisors is an approved partner of Dimensional Fund Advisors (DFA), which provides us access to some of the most efficient, lowest cost mutual funds available. DFA funds provide the foundation for many of our core portfolios. DFA is a global institutional asset manager dedicated to bringing a scientific approach to the practical world of investing. Their strategies are built in collaboration with some of the most prominent academics and are distinct from traditional active or passive management.
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Contact us using the link below to connect you with an investment advisor that will answer any questions you may have and show you how our solutions can work for you.
Total Compensation Group Investment Advisory Services LP (“TCG Advisors, LP”) is a registered investment advisor regulated by the U.S. Securities and Exchange Commission (SEC) and is a registered municipal advisor regulated by the Municipal Securities Rulemaking Board (MSRB), subject to the Rules and Regulations of the Investment Advisor Act of 1940 and MSRB rules, and is a part of TCG Group Holdings, LLP. Registration with the U.S. Securities and Exchange Commission does not imply a certain level of skill or training. We are located in Austin, Texas. A copy of our Form ADV Part 2 is available upon request.
This website is not authorized for use as an offer of sale or a solicitation of an offer to purchase investments. This website is for informational purposes only and does not constitute an offer to sell, a solicitation to buy, or a recommendation for any security, or as an offer to provide advisory or other services in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under the securities laws of such jurisdiction.
Past performance may not be indicative of any future results. No current or prospective client should assume that the future performance of any investment or investment strategy referenced directly or indirectly in this brochure will perform in the same manner in the future. Different types of investments and investment strategies involve varying degrees of risk—all investing involves risk—and may experience positive or negative growth. Nothing in this brochure should be construed as guaranteeing any investment performance.
This website may contain forward-looking statements and projections that are based on our current beliefs and assumptions on information currently available that we believe to be reasonable; however, such statements necessarily involve risks, uncertainties, and assumptions, and prospective investors may not put undue reliance on any of these statements.