fb-pixel
Select Page

2022 IRS Retirement Plan Contribution Limits

November 4, 2021

The IRS has released the Annual Plan Limitations for 2022 for defined contribution and defined benefit plans. 403(b), 457(b), & 401(k) elective deferral, catch-up and other key limits are listed below.

 2021 Limits2022 Limits
Employee Elective Deferrals to the 403(b), 457(b) and 401(k) Plans $19,500 $20,500
Catch-Up Contributions (Age 50 or older) to the 403(b), 457(b) and 401(k) Plans$6,500 $6,500
Annual Addition Dollar Maximum (applies to Employer-paid 401(a), 403(b) and 401(k) Plans)$58,000 $61,000
Defined Benefit Dollar Maximum $230,000 $245,000
Highly Compensated Employee Threshold (applies mainly to 401(k) Plans)$130,000 $135,000
Key Employee Threshold (applies mainly to 401(k) Plans)$185,000 $200,000
Annual Compensation (applies to almost all retirement plans)$290,000 $305,000
Annual IRA contribution (unchanged)$6,000 $6,000
IRA catch-up contributions (age 50 and older; unchanged)$1,000 $1,000

Click here to download a PDF version of this information.
Click here to view a complete list of 2022 IRS limits.
Financial assistance is available! Get matched with a Financial Advisor:


Find an advisor

You don’t have to figure things out on your own. Click below to get matched with an advisor.

Get started →

Retirement Readiness Analysis

Schedule a meeting with a Retirement Plan Specialist find out your retirement income gap and when you can afford to retire.

Schedule now →

A Better Small Business 401(k)

Don’t let your employees pay high fees and get stuck with bad investments. Request a no-cost analysis today!

Request a demo →

Connect with Us

0 Comments

0 Comments

Share This