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Your Retirement Savings Program

Saving for retirement
just got easier.

Your employer has enrolled you in Auto Save — an automatic program that builds retirement savings alongside your pension, starting on day one. No paperwork. No decisions required.

Why It Matters

Your pension is a strong foundation — but there's often a gap.

Most educators retire on 25–30% less than they earned while working. The pension formula depends on years of service and salary history, and Social Security was designed as supplemental income — not a full paycheck replacement. Personal savings bridge the difference. Auto Save makes it happen automatically.

Typical Retirement Income Picture
Pension ~70–75%
Income Gap ~25–30%
✓ With Auto Save 100%

Illustrative only. Results vary based on years of service, salary, and contribution amounts.

Simple by Design

How Auto Save works

Three things happen automatically — no sign-up, no forms, no decisions required.

1

Your account is ready

You've been enrolled in a 457(b) retirement plan — a savings account built specifically for public employees like educators.

2

A percentage of your paycheck is saved

A small pre-tax contribution is deducted automatically each paycheck. Because it's pre-tax, the real impact on your take-home is smaller than you'd expect.

3

Your money is invested

Funds go into a professionally managed lifecycle fund through Nuveen (part of TIAA), adjusting automatically as you approach retirement.

Your 457(b) Plan

Built for public employees. Overseen by educators.

You may know the 403(b) — your 457(b) works similarly, with a few meaningful advantages.

Pre-tax means less felt in your paycheck

Contributions reduce your taxable income first — so a small contribution often feels like less than the actual amount out of pocket.

Educator-led oversight

An investment committee of educators and advisors reviews plan options to keep them appropriate and competitively priced.

Your money is secure

Contributions are held in a protected trust and transferred within 48 hours of each payroll — secured by contract.

No early withdrawal penalty

Unlike most 403(b) plans, the 457(b) has no 10% early penalty if you need funds before 59½ — just standard income taxes.

Included at No Cost

Meet FinPath — your financial wellness companion

Retirement is one piece. FinPath supports your whole financial life, from everyday budgeting to long-term planning.

Digital Money Assistant

Ask anything — budgeting, debt, benefits — anytime. No judgment, no wait.

FinPath University

Short, practical courses on the topics that matter most in your financial life, at your own pace.

Real Financial Coaches

Connect with a certified coach — virtually or in person — for guidance tailored to your situation.

✓ Free for enrolled employees ✓ Private & confidential ✓ Judgment-free ✓ On your schedule

Have questions about
your retirement plan?

Everything you need — all in one place.

Financial Wellness

Explore FinPath

Access your free financial wellness tools, coaches, and courses — available anytime.

Visit FinPath →
Retirement Specialist

Schedule a TeleWealth Meeting

Connect with a retirement specialist who can answer your questions and help you feel confident about what's ahead.

Book a Meeting →
Contribution Details

Learn Your Contribution Rate

Find out what percentage of your paycheck is being saved and review details specific to your employer's program.

View Documents →
Account Access

Log In to Your Retirement Account

See your balance, adjust your contribution, or connect with a specialist — all in one place.

Access Your Account →