Tariffs, Inflation, and Taxes: Where's the Balance? February Recap and March Outlook The new...
For Individuals
February Market Commentary: A New Administration Gets Down to Business
A New Administration Gets Down to Business January Recap and February Outlook January seemed to go on forever, as the country faced extreme weather and devastating wildfires [1]. The new administration got underway with a lot of sound and fury, particularly around...
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4 Steps to Not Get Spooked by Holiday Volatility
Written by: Chris Jamail, CFP® & Dennis Bielik, CFA®, FRMFall is back again. It’s a season defined by transition and change, like the leaves changing color (admittedly rare in Texas), the infamous reappearance of Starbucks’ Pumpkin Spice Latte, and the fluctuation...
Emergency Savings
In 2017, 34% of American households experienced a major, unexpected expense – and only 39% of Americans said they would be able to cover even a $1,000 emergency. Every financial plan should start with an emergency savings – it’s the backbone, foundation, and buttress...
New 403(b) Rules Adopted by TRS
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...
Trouble paying your Student Loans?
When you’re struggling to pay other bills after graduation, it’s easy to forget that like all good things, that grace period on your student loans is coming to an end. If you can’t afford your scheduled payments, or even if you’ve fallen behind, there are several...
Having trouble paying your Student Loans?
When you’re struggling to pay other bills after graduation, it’s easy to forget that like all good things, that grace period on your student loans is coming to an end. If you can’t afford your scheduled payments, or even if you’ve fallen behind, there are several...
Educator Social Security Info
In this video, we’re going to discuss your Social Security benefit and how it relates to your TRS pension. First, it's very important to understand that your TRS annuity is never reduced by Social Security. However, your TRS benefit may impact how much you receive in...
Update on New 403(b) Rules Proposed by TRS (November 1, 2017)
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...
Update on New 403(b) Rules Proposed by TRS
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...
Compound interest is your best friend
You have probably heard many times that it's very important you begin to save money as early as possible, but maybe you've never actually been explained why. The beauty about opening a retirement savings account lies in the compound interest. Since retirement accounts...
Bad money practices can hurt your credit score
It's no secret your credit can affect many aspects of your daily life. It can impact your ability to rent an apartment, borrow money, or even influence an employer's decision on hiring you for managing roles. Having a healthy credit score is crucial so it's important...