Is “Everything gonna be alright”?Everything’s Gonna be Alright- David Lee Murphy and Kenny Chesney...
For Individuals
May Market Commentary
“Oh my mama told me there'll be days like this...”- Days Like This by Van Morrison (1995) There is an old saying, “in like a lion, out like a lamb.” It is usually associated with the variability of spring time weather but in the case of April’s investment markets, it...
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Stop failing your financial plan
Written by: Dennis Bielik, CFA®, FRM“A goal without a plan is just a wish” – Antoine de Saint-Exupery. As a Financial Planner, I like to spend a couple weekends throughout the year to look back on the year so far and soak it in. Each time I do this, I find...
3 Steps to Improve Your Credit Score
Written by: Dennis Bielik, CFA®, FRMCredit scores will play an important part in many purchases you make throughout your life. It may not appear to be a flashing neon sign hanging over your head as you stroll down the sidewalk as seen on TV, but it is flashing bright...
Fixed-Income: Grab a Seat and Watch the Game Play Out
Written by: Dennis Bielik, CFA®, FRMThere is nothing more popular or prevalent than diversification and asset allocation in portfolio management. Whether you are an employee of the industry or an investor looking for a money manager, you cannot escape these terms....
4 Steps to Not Get Spooked by Holiday Volatility
Written by: Chris Jamail, CFP® & Dennis Bielik, CFA®, FRMFall is back again. It’s a season defined by transition and change, like the leaves changing color (admittedly rare in Texas), the infamous reappearance of Starbucks’ Pumpkin Spice Latte, and the fluctuation...
Emergency Savings
In 2017, 34% of American households experienced a major, unexpected expense – and only 39% of Americans said they would be able to cover even a $1,000 emergency. Every financial plan should start with an emergency savings – it’s the backbone, foundation, and buttress...
New 403(b) Rules Adopted by TRS
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...
Trouble paying your Student Loans?
When you’re struggling to pay other bills after graduation, it’s easy to forget that like all good things, that grace period on your student loans is coming to an end. If you can’t afford your scheduled payments, or even if you’ve fallen behind, there are several...
Having trouble paying your Student Loans?
When you’re struggling to pay other bills after graduation, it’s easy to forget that like all good things, that grace period on your student loans is coming to an end. If you can’t afford your scheduled payments, or even if you’ve fallen behind, there are several...
Educator Social Security Info
In this video, we’re going to discuss your Social Security benefit and how it relates to your TRS pension. First, it's very important to understand that your TRS annuity is never reduced by Social Security. However, your TRS benefit may impact how much you receive in...
Update on New 403(b) Rules Proposed by TRS (November 1, 2017)
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...