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May Market Commentary

May Market Commentary

“Oh my mama told me there'll be days like this...”- Days Like This by Van Morrison (1995) There is...

April Market Commentary

April Market Commentary

“This world keeps spinning / And with each new day / I can feel a change in everything”“Well, it all keeps spinning, spinning ‘round and ‘round and upside down”- Upside Down by Jack Johnson (2006) In thinking about the investment markets over the last month and for...

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Update on New 403(b) Rules Proposed by TRS

Update on New 403(b) Rules Proposed by TRS

The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products.  In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...

Compound interest is your best friend

You have probably heard many times that it's very important you begin to save money as early as possible, but maybe you've never actually been explained why. The beauty about opening a retirement savings account lies in the compound interest. Since retirement accounts...

Bad money practices can hurt your credit score

It's no secret your credit can affect many aspects of your daily life. It can impact your ability to rent an apartment, borrow money, or even influence an employer's decision on hiring you for managing roles. Having a healthy credit score is crucial so it's important...

How soon should parents consider saving for college funds?

Soon. According to Beth Walker, a certified college planning specialist, parents should consider saving for college funds as soon as they can. "I joke that I should hang out in the labor and delivery room to get people to start earlier," says Walker. Millennial might...

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