Retirement planning is a crucial (and unavoidable) process that will require you to spend some...
Retirement Planning
Planning for retirement can be difficult. Learn how to prepare for retirement, what types of retirement plans available and how they work.
7 Retirement Terms You Need to Know
Retirement planning should start as early as now for everyone. The earlier you start locking down your future, the easier it is to plan, the earlier you will retire, and the more financially stable you will be when you stop working. Before you start planning for your...
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4 steps to help you create a budget so you can build savings and retire with confidence
Written by Doug White. You need a budget if you... Wonder where all your money went each month. Have goals for savings but you don’t think you have any money to save. Haven’t started putting anything away towards retirement or other long term goals. Have debt that...
CARES Act 2020: What You Must Know About Retirement Plans
As the COVID-19 pandemic continues to evolve, we remain committed on providing our clients the highest level of service. You may be aware that Congress has passed the Coronavirus, Aid, Relief and Economic Security (CARES) Act with provisions to positively impact...
New: Track Your Distribution Status
We’re excited to introduce our new Distribution Tracker widget designed to help you stay informed about your request every step of the way. Gone are the days you had to call and speak to an Agent to get an update on the status of your paperwork. How it works is...
What to know about the SECURE Act
The SECURE Act ("Setting Every Community Up for Retirement Enhancement Act of 2019”) was passed in 2019 and took effect on January 1, 2020. The Act is a bi-partisan piece of legislation passed by Congress in an attempt address the lack of retirement savings among...
2020 IRS Retirement Plan Contribution Limits
The IRS has released the Annual Plan Limitations for 2020 for defined contribution and defined benefit plans. The 403(b), 457(b), & 401(k) elective deferral limits, catch-up limits and other key limits for 2020 have changed and are listed below. ...
Return to the Wild West for Texas 403(b) Plans?
Written by Mike Cochran Eighteen years ago, the Texas Legislature implemented what could arguably be described as the best system in the U.S. for regulating 403(b) plans in Texas public schools. In 2019, the Legislature dismantled that system. The Legislature...
Emergency Savings
In 2017, 34% of American households experienced a major, unexpected expense – and only 39% of Americans said they would be able to cover even a $1,000 emergency. Every financial plan should start with an emergency savings – it’s the backbone, foundation, and buttress...
New 403(b) Rules Adopted by TRS
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...
Educator Social Security Info
In this video, we’re going to discuss your Social Security benefit and how it relates to your TRS pension. First, it's very important to understand that your TRS annuity is never reduced by Social Security. However, your TRS benefit may impact how much you receive in...
Update on New 403(b) Rules Proposed by TRS (November 1, 2017)
The Teacher Retirement System of Texas (TRS) was given authority by the Texas Legislature in 2001 to oversee 403(b) companies and products. In our view, they have done an excellent job of fulfilling their responsibilities over the past 16 years while managing to...