The IRS has released the Annual Plan Limitations for 2026 for defined contribution and defined...
For Individuals
November Market Commentary
Mark Tremonti and Scott Stapp (1999) Higher The end of October is an interesting time for many. Those who love the fall season are drawn to the changing colors and crispness of the autumn air. For others, it is a time of transition towards winter and an awareness that...
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October 2022 – Market Commentary
September Recap and October Outlook The Fed raised the key short-term interest rate by another 75 basis points at the September FOMC meeting, but the big news wasn’t the well-anticipated rate increase. It was Chairman Powell’s remarks at the press conference. He went...
To Buy or Rent a Home – that is the question:
To Buy or Rent a Home - that is the question: With contributions from Mark Essenfeld, CFP®, AIF® From a purely financial perspective, there is an old adage for maximizing wealth accumulation that one should buy those things that are likely to appreciate in value and...
How to seek the best tax benefits with your retirement plan
How to seek the best tax benefits with your retirement plan Lower your taxes now Contributions to a standard retirement savings plan, like a 401(k), 457(b), or 403(b), are withdrawn from your pay before income taxes are applied. Each year, these "pretax...
A Date with Destiny – Financial Planning at every age!
A Date with Destiny - Financial Planning at every age! With contributions from Mark Essenfeld, CFP®, AIF® Many are of the opinion that financial planning is only necessary after there is significant income and savings to manage; but the truth is that every age has...
September 2022 – Market Commentary
August Recap and September Outlook After the bear market rally in July was extended for the first few weeks of August, Federal Reserve Chairman Powell used the Fed’s annual Jackson Hole symposium to clarify the Fed’s position on future rate increases. Powell was clear...
Bridging the Retirement Income Gap
Bridging the Retirement Income Gap When estimating the amount of income needed in retirement, you may start by considering the type of lifestyle you want to live and the age at which you’d like to retire. But as retirement age nears, it may become apparent that prior...
Investing Do’s and Don’ts
Investing Do's and Don'tsWith contributions from Harrison MacDonald If you’ve thought about investing but have no idea how to get started, you’re not alone. Investing isn’t something taught in our high school curriculum so by the time you’re a little older and earning...
August 2022 – Market Commentary
July Recap and August Outlook July saw the stock market fluctuate throughout the month but ended as the best rally since November 2020. What happened after the rout of the first half of 2022? Here are some ideas: It’s a bear market rally sparked by...
July 2022 – Market Commentary
June Recap and July Outlook After a barely positive May, June saw the bear market return across indices. We ended up with the worst first half performance since 1970. Stocks soured in June as a slowdown in consumer spending (personal consumption expenditures), which...
The Most Common Budgeting Mistakes
While it’s easy to envision a budget, it can be very difficult to actually stick to it and carry out your plan. Here are some of the most common mistakes you can make while budgeting, and tips for avoiding those mistakes! Mistake #1: Setting An Unrealistic Budget...